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Inflation, Inflation, inflation means the Fed Has to Raise Rates.  – What can you do to afford a house in rising interest rate environment?

Mortgage rates and the 10-year Treasury yield have been going higher in 2018 because of inflation, higher wage growth, strong economic signs and strong earnings for corporations. The Fed has been raising interest rates with four forecast for 2018, with the possibility of a fifth on the way too. Many people who are in the […]

FHA Wants You to Make you Pay Mortgage Insurance for Life.  What Can You Do about It?

FHA mortgages, backed by the Federal Housing Administration, are an excellent loan product for many Americans who have lower incomes and/or credit scores. But the FHA mortgage comes with one major downside: mortgage insurance. FHA mortgage insurance or MIP is a special type of insurance policy that protects your lender if you default on your […]